Margill Interest Calculators &
Portfolio Management Software

For Professionals

First created in 1992, Margill products are used around the globe in more than 23 countries. The Margill product line is simple to use, offers complete flexibility and the highest accuracy for:

• Interest calculations at fixed or variable interest rates
• Regular and irregular (complex) payment schedules and amortization for loans, mortgages, leases, lines of credit, collection and investments
• Simple or compound interest
• APR, APY and effective yield computations including complex loans
• Global portfolio management (loans, mortgages, leases, accounts receivable, judgment, investments)
• Law computations that include prejudgment and post judgment interest and court fees

Product/Services

Margill Standard Edition

Offers multiple calculations at fixed or variable interest rates including simple and compound interest between two dates, amortization including complex payment situations, present value calculations, plus many other practical calculations More...

Margill Law Edition

Same basics and calculations as Standard Edition plus prejudgment and post judgment calculation as well as court costs. More...

Margill Loan Manager

Loan, mortgage, lease, accounts receivable, line of credit, judgment and investment portfolio management including paid, unpaid, partial & late payments reporting; amortization computations (payment schedules ); client mailing / follow-up (document merge features); line (payment) status and comments. More...

Margill product features / comparison

Interest and Indexation tables

Historical and regularly updated central bank rates, pre and post judgment rates for US states, Canadian provinces, European countries and Australia. Updated regularly and sent by e-mail as soon as updated. See list

Indexation tables for consumer price index and main stock market indices (America, Europe).
See list

Basics...

• For Windows Vista, XP, 2000, NT, 98, 95
• Multiple currencies :$, £, €, F, ¥, R, DA, Rs...etc.
• Simple or compound interest
• Interest at fixed or variable rates (including fluctuating rates +/- x% from date x)(multiple interest tables included and create your own)
• Bilingual software (English and French)
• See why NO other interest calculation software even comes close

Calculation Standards

• International standards and recognized principles for the calculation of interest (Americas, Europe, Asia, Australia, Africa)
• United States banking rules (Regulation Z, Truth in Lending Act)
• European Community rules (Directive 98/7/CE)
• Canadian rules
• Calculation conventions: Actual/Actual (also known as Actual/365)(ISDA), 30/360, Actual/360 and Actual/365 (fixed)
• Amortization method : Actuarial (Normal), simple interest, fixed principal and interest only
• Compounding: annual, semiannual, quarterly, every 4 weeks, twice monthly, every 2 weeks, weekly, daily
• Payments: see compounding frequencies + every x days
• See Highly specialized features (for total accuracy in Amortization)
• Consult our much acclaimed White Paper on Interest Calculation