Margill
Loan Manager
Automate your loan management and reduce calculation errors – while saving valuable time.
The industry’s most sophisticated mathematics and customizable system for lenders with complex… and not so complex needs.
Licensing Flexibility
- On-site server installation: one-time license fee with annual update, maintenance, and support fees.
- Cloud: SOC 2-compliant on Microsoft Azure, Software as a Service (SaaS)
Compute, Service and Manage
- Personal Loans
- Installment Loans
- Hard money / Asset-based Loans
- Corporate Loans
- Inter-company Loans
- Franchise Loans
- Growth capital (Private equity firms / Family offices)
- Participation / Syndicated loans (multiple Investors / Funds)
- R&D tax credit loans
- Economic development Loans
- Employee / Shareholder Loans
- Student Loans
- Auto Loans
- Irregular / Complex Loans
- Mortgages
- Litigation Loans / Legal fees / Costs funding
- Lines of Credit
- Judgments (Collection)
- Garnishments
- Leases
- Bridge Loans
- Energy efficiency / PACE Loans
- Agricultural Loans
- Track Bank loans
Technical
- Windows / Citrix / Mac with Windows emulator
- Server / shared drive / local computer or Cloud installation
- Simple 3 click installation in 3 minutes
- Database (Hyperfile) included and configured
- Full data at rest encryption
- Single or multi user
- You maintain 100% control of your data
- Updates: download and install in 3 minutes
Key Features
Transform hours of Loan Servicing into minutes: Save time. Avoid errors. Report in real-time.
Loan Origination components
- Accept or Reject applications (bulk import via JSON file)
- Import approved Loans automatically and in real-time from your loan approval tool
- Create Payment/Amortization schedules
- Create/send loan documents with e-Signature
- Store documents in system
- Web: Online web application form (customized for each customer) (separate module)
- Web: Online loan approval tool (separate module)
- Easy on-boarding: import existing borrowers, loans, and transactions via simple Excel sheets
Payment / Amortization schedules
- Create simple and complex payment schedules
- Paid, unpaid, partial, late, extra, lump sum, irregular payments
- Cash vs. non-cash transactions
- Regular payment order/sequence: Fees > Interest > Principal
- Interest-only, Principal-only, P&I, or mixed payments
- Multiple principal advances over time
- Fixed or variable interest rates / tie loan to rate index (Prime, SOFR, etc.) / Spread / Floor/ceiling rates
- Auto payment recalculation based on events
Automation
- Automatic report generation
- Electronic Debits (EFT)
- USA: NACHA and VoPay
- Canada: VoPay (debits and credits) and ACCEO (debits)
- Europe: SEPA (pain008.001.02 and pain008.001.08)
- UK: BAKS file
- South Africa: Standard Bank
- Alerts (in system, by Email or by SMS) to users, borrowers, and other shareholders
- Amortization schedules automatically updated when interest rate changes
- Fees calculated based on rules set by administrator
- API – Loan and Borrower creation / data update via JSON or Excel file (in real-time)
- Automatically reccalculated payments (interest-only; fixed principal; fees, interest and principal or based on interest rate change only)
Sophisticated math
- Compound (Effective rate method), Simple interest and Capitalized Simple interest)
- APR (Annual Percentage Rate) calculation
- Multiple Day counts
- Mulitple payment and compounding periods
Third -Party integration (API)
- Salesforce
- Sage (Cloud and Desktop)
- QuickBooks
- Xodo eSignature
- NACHA, SEPA, JSON, Excel, PDF…
- Custom APIs based on your needs
The Margill Loan Manager Advantage
Whether your have 25 or 75,000 clients,
Margill will help you.
Reduce costly calculation errors
Reduce your risk and minimize bad debts
Save valuable staff time and simplify workflows
Get instant access to critical, consolidated information, any time
Reduce accounting and reporting time while increasing accuracy
Increase revenue: track true payments / automatic fees for late/unpaid payments
More Information
Overview & Screenshots
Get a clear overview of Margill Loan Manager’s powerful features with through detailed screenshots.
Video Guides
Watch our step-by-step video guides to see how Margill Loan Manager simplifies loan tracking, amortization, and payment management.
Quick Start User Guide
Start using Margill Loan Manager in minutes (perhaps a little optimistic) with our Quick Start User Guide.
Product History
Discover the evolution of Margill Loan Manager — from early versions to today’s advanced loan management features and updates.
Testimonials
Discover testimonials from our Margill Loan Manager users
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We have been using Margill for over 4 years and are very satisfied with the services provided.
The software is user friendly and regular updates with new features are provided. It is very flexible to meet your business model and you can customize the reports to what you want to see. Usually there are pre-set reports in other softwares and I personally love this feature.
They provide exceptional Customer Service. Questions and concerns are addressed right away.
It is the Best cost to value software out there in the industry.
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I want to tell you that Margill has made our lives much easier here since we installed it. It has cut down the time it takes to perform my month end accounting procedures greatly!!!
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The software implements best practices and provides multiple ways to handle loans and customer payments.
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I just wanted to say I love the monthly newsletters! Margill is working great for all of our needs now. Thanks again and have a great day!
Some Margill Loan Manager clients
Loan servicing software to reduce operational risk
Loan servicing software is designed to limit errors that become costly as portfolios grow: inconsistent interest calculations, missed fees, poorly tracked late payments, and discrepancies identified too late.
Margill’s software applies a clear and consistent logic across all loans. The same rules are enforced from the first payment to final closure. Teams work from consolidated, up-to-date data instead of reconciling multiple sources. The result is fewer errors, fewer surprises, and better control over late payments and at-risk receivables.
A lender managing several hundred loans, mortgages, lines of credit and even grants can significantly reduce the time spent correcting discrepancies or rebuilding calculations after the fact.
Save time and improve accuracy with the Margill Loan Manager
Margill Loan Manager automates, for a handful or for thousands of loans and other financial instruments (mortgages, lines of credit…):
- Interest calculation
- Amortization schedule production
- Payment tracking
- Customer reminders
- Electronic fund transfer (EFT)
- Fees based on your rules
- Reporting
- And so much more.
Manual checks become the exception, and balances are reliable from the first review.
With centralized information, month-end close is faster and reports are produced with greater accuracy. The software also helps secure revenue by tracking payments received, late payments, and outstanding amounts.
Teams can focus on case follow-up and decision-making, rather than correcting data.
Explore our other financial calculation and management products and services
In addition to loan servicing software, Margill offers a range of products and services designed to support specific calculation, compliance, and customization needs.
- Margill Law Interest Calculator is used in legal and litigation contexts where more complex interest calculations are required.
- Margill Interest Calculator provides a reliable reference for simple and complex interest calculations.
- Interest Rate Tables give access to daily updated central bank, prime, judgment and other benchmark rates used in financial calculations.
- Interest Calculation Services support organizations with complex financial situations or in need of hundreds or thousands of calculations.
- Custom Programming Services allow Margill tools to be adapted to specific business rules, integrations, or environments.
Frequently asked questions about Margill loan manager
Consistent and centralized data shortens reporting cycles and reduces the time required for month-end close.
Outstanding balances, accrued and paid interest, payments received, late payments, fees applied, and overdue amounts are all available from consolidated data.
Increased staff efficiency allows them to manage a larger volume of loans. By tracking actual payments, automatically sending reminders, and automatically applying late or unpaid fees, the software helps secure the amounts owed and improve cash flow predictability.
Automatic alerts to borrowers via email or SMS, accurate tracking of payments, late fees, and outstanding balances allow teams to intervene quickly and prevent high-risk situations from going unnoticed.
By automating calculations and enforcing consistent rules, the software reduces discrepancies and eliminates inconsistencies that commonly arise in fragmented or manual processes.
It reduces repetitive and manual tasks with automated (alerts, fees, electronic funds transfers (EFT), eSignature, reporting) or semi-automated processes. Key information is immediately accessible and reliable without repeated cross-checking. People nevertheless remain key even in evolved loan servicing solutions.
Questions ?
Ask us !
Questions about Margill solutions? Our team is here to help! Reach out with any inquiries, and we’ll provide the answers and guidance you need.
+1 877 683-1815 / +1 450 621-8283