April 16, 2008 - Margill Law Edition was launched officially. See Press release.

The choice of thousands

• Attorneys and large, medium and small law firms
• Courts of justice and Judges
• Bailiffs and Sheriff's office
• Bars / Law Societies
• Law departments - Cities and towns
• Law departments - SMEs and large corporations
• Law departments - government and government agencies
• Insurance companies
• Trade unions
• Forensic accountants
• Paralegals
• Escrow agents - Trustees
• Collection services (judgments, and debt claims and accounts receivable)
• See also Accounting, Finance, Real Estate, Collection

The International Bar Association (IBA) and Jurismedia are proud to announce their partnership in order to provide its members with Margill, the leading interest calculation solution for law professionals. Full story...

• Pre judgment and post judgment interest for all US states, Canadian provinces and European countries (150 interest tables and rates)
• Partial payments pre and post judgment
• USA specifically: Civil judgements governed by 28 U.S.C. 1961, Civil judgements relating to awards of just compensation in condemnation proceedings settled under 40 U.S.C. 258a.
  
• Simple interest or compound interest between two dates
• Collection of judgments / debt claims and accounts receivable
• Unpaid or late rent, salaries and alimony - possible to index these amounts as required
• Interest payable from an escrow (trust) account (with regular and irregular deposits)
• Lump sum or structured settlement hypotheses over time for judgments (quantum)(present value)
• Today value of an historic judgment (indexation)
• Mortgage and loan calculations (regular and irregular payments at fixed or variable interest rates)
• Calculation of the unknown interest rate applicable to a loan with regular and irregular refunds (determination of the contractual rate or usurious (criminal) interest rate)

Real life examples of various calculations

Click to see Margill examples:

• Interest following a judgment (variable interest rates)
  
• Interest following a judgment (unique interest rate)
• Interest following a judgment (unique interest rate using the rate applicable at the start of the procedures among variable interest rates)
  
• High performance Pre judgment, court fees, award and post judgment collection module
• Pre and post judgment interest on awards (court rulings, judgments) using over 150 interest rate tables for the US, Canada and European countries.
• Partial payments paid before the judgment and successive awards
  
• Collection of judgment awards by recurring payments
• Late tax payments
• Unpaid salaries indexed according to an agreement
• Late / unpaid rent
• Late / unpaid alimony
• Hypothesis of a lump sum to be paid to the plaintiff instead of a structured settlement over time
• Lump sum hypotheses with future variable installments (quantum in civil liability cases for rulings) or determination of structured settlement amounts
• Today value of an historical judgment (indexation)
• Calculation of the unknown interest rate applicable to a loan with irregular refunds (determination of the contractual rate)
• Calculation of bond premium (schedule of bond premium amortization - effective interest method
• Regular mortgage
  • USA, Europe, Australia...
  • Canada
• Irregular mortgage with lump sum payments
• Collection of unpaid accounts receivable
• Loan with regular payments
• Irregular loan - let's make this fun! Refund interest only, then of a fixed principal amount and a regular refund. Let's include missed and late payments and even an NSF check!
• Verification of the precision of the APR (Annual Percentage Rate)

• All variable interest rates can be incremented (or reduced) by x% as of any date
  For example, variable legal rate + 2,5% starting November 15, 2006.

Statutory (judicial, legal, pre-judgment, post-judgment) interest rate tables

Click here to see all interest tables available in Margill

Central Bank interest tables

• US Federal Reserve, Bank of Canada, Bank of England, European Central Bank, Australia, South Africa, Hong Kong...
• All interest tables available in Margill

Indexation tables

• Inflation rates for various countries USA, Canada, Great Britain, Australia, France, Switzerland, Belgium, Luxembourg
• Stock market indices (annual returns)
• Alimony indexation tables (Quebec)

Standards-based

• International standards and recognized principles for the calculation of interest (Americas, Europe, Asia, Australia, Africa)
• United States banking rules (Regulation Z, Truth in Lending Act)
• European Community rules (Directive 98/7/CE)
• Canadian rules
• Day count conventions : Actual/actual (also known as Actual/365), 30/360, Actual/360, Actual/365(Fixed)
• Actuarial rule (Normal amortization), Fixed capital and Interest only

• Simple and Compound interest
• Unique (fixed) or variable interest rates
• 4 decimal point accuracy
• Multi-currency
• Printed reports that include quarterly and /or annual and choice of the financial year-end
• Export of the data to Excel,Word, XML, RTF

Highly specialized features
(for total accuracy in Amortization)

Margill brochures
	Margill brochure for law professionals
	Margill brochure specifically for judges