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• Margill STANDARD EDITION
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  • Margill - Highly specialized features
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  • Our Clients
  • Industry
    • Accounting
    • Real-estate
    • Finance
    • Financial planning
    • Collection
    • Corporate (general)
    • General public
  • Types of calculations performed by Margill
  • Calculations - Examples and Screen Shots
    • Simple Interest
    • Compound Interest
    • Recurring Payments
    • Accrual by Installment
    • Present Value
    • Effective Rate of Return
    • Indexation of an Amount
    • Creation of an Indexation Table from Variable Payments
    • Nominal / Effective (Real) Interest Rate Converter
    • Various Date Calculations
    • International Sales Tax Calculation
  • Calculations
    • Mortgages
      • Regular mortgage
      • Irregular mortgage with lump sum payments
      • Mortgage using variable interest rates
      • Adjustable rate mortgage (ARM) with payments adjusted according to the interest rates in force
      • Mortgage that includes unknown future interest rates with payments adjusted as these rates become known (Loan example)
      • Reverse mortgage
    • Loans
      • Simple loan between two dates (simple interest)
      • Simple loan between two dates (compound interest)
      • Loan with regular payments
      • Irregular loan
      • Loan that includes successive disbursements and reimbursements
      • Loan that includes unknown future interest rates with payments adjusted as these rates become known
      • Add-on interest loan (often used for car loans)
      • Line of credit
      • Calculation of the unknown interest rate applicable to a loan with irregular refunds (determination of the contractual rate)
      • APR (Annual Percentage Rate) calculation
      • Complex APR calculation
    • Asset finance / Leasing
      • Asset finance / Leasing
      • Equipment purchase decision
      • Real-estate (land) purchase decision
    • Collection
      • Late / unpaid accounts receivable (interest between 2 dates)
      • Late / unpaid accounts receivable with regular or irregular payments made by the debtor
      • Judgment collection
      • Late tax payments
    • Investments
      • Stock market return vs. Treasuries
      • Annual Rate of return
      • Annual Rate of return in complex situations (irregular investments and payouts)
      • Future value of regular and irregular periodic investments over time
      • Present value of an investment providing projected future returns (annuities)
    • Bonds
      • Calculation of bond premium
      • Calculation of bond discount
      • Zero-coupon bond calculations
    • Late / unpaid salaries
    • Late / unpaid rent, alimony
      • Late / unpaid rent
      • Late / unpaid alimony
    • Others
      • Indexation of an amount based on a fluctuating indexation table
      • Creation of an indexation table from variable payments
      • Nominal interest rate - effective (real) interest rate converter
      • Various date calculations
      • International sales tax calculations
  • Licence
  
  
  
• Margill LAW EDITION
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  • Calculations : See Margill Standard Edition
  
  
  
• Margill LOAN MANAGER
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  • Setup Guide (PDF)
  • MLM and Vista users
  • Calculations
    • Loans (car, personal, commercial)
    • Add-on Interest Loans
    • Mortgages
    • Adjustable Rate Mortgages (ARM)
      • Rates known or estimated at start of loan
      • Loan or mortgage adjusted over time as rates become known
    • Reverse Mortgages
    • Lines of credit
    • Collection - Bills, Invoices...
      • Irregular invoices and irregular payments by debtor
      • Collection by what should have been regular payments
    • Leases
    • Late and/or unpaid salaries, rent, annuities
    • Investment portfolios
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• Customer Support / Other
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  • Vista users (html)
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  • Margill product features / comparison